About this Guide

This guide is intended as a reference document, to provide information on how to set chip parameters in order for the cards to work successfully with the Thredd platform.

This guide covers both Visa and Mastercard chip parameters relevant to Thredd.

Target Audience

This guide is aimed at IssuersClosed The card issuer, typically a financial organisation authorised to issue cards. The issuer has a direct relationship with the relevant card scheme (payment network). or Program ManagersClosed A Thredd customer who manages a card program. The program manager can create branded cards, load funds and provide other card or banking services to their end customers. who need to configure the card chip parameters.

Out of Scope

This guide is focused only on interoperability with Thredd platform, and as a result it does not advise on any of the following:

  • Best practice

  • Settings recommended by Visa or Mastercard

  • Settings to ensure a sensible risk profile

  • Settings to prevent fraud or lots of unlimited offline spending

What's Changed?

If you want to find out what's changed since the previous release, see the Document History section.

Conventions used in this Guide

  • MUST – Indicates that this setting is required to work with the Thredd platform

  • SHOULD – Thredd strongly advise that this setting is set as advised. This is generally on the basis of not restricting card functionality and future proofing. However, the card will work with Thredd if you want to select the non-advised option.

  • ANY – Program Manager choice – any setting can be used, Thredd does not recommend any value. You can choose as they please (refer to other guidance on what to set it to if not sure).

 

For the latest technical documentation, see the Documentation Portal.