4.17 Merch_Name_DE43 Field in Authorisations

This section describes the format of the Merchant Name/Location Field (DE43) procided in authorisation messages Merch_Name_DE43. (See also Get Transaction Message fields: Merch_Name_DE43)

4.17.1 Mastercard Authorisation

The merchant name/location field for Mastercard is made up of various subfields.

Positions

Length

Field Name

Description / Valid Values

1-22

22

Card Acceptor Name

Name of Card Acceptor or ATM service provider.

(Space padded on the right to make up to 22 characters.)

23-23

1

Separator

Space character ‘ ‘

24-36

13

Card Acceptor City

City of the merchant/ATM

(Space padded on the right to make up to 13 characters.)

37-37

1

Separator

Space character ‘ ‘

38-40

3

State or Country Code

If Card Acceptor is in the USA or Canada, this contains a 2 character US state or Canadian Province code then a space.

Otherwise, this contains a ISO 3-alpha upper case country code.

Examples

Below are examples of the type of data that can arrive in Merch_Name_DE43 in authorisation messages:

Authorisation Message Merch_Name_DE43 value

Things to note

PAYPAL *YIWUYUYICHE    35314369001   GBR

Normal country code

ROBLOX CORPORATION     888-858-2569  CA

Last 3 characters are a 2-letter US state code, followed by a space e.g. TX = Texas, NY = New York etc.

3600 LAS VEGAS BLVD SO LAS VEGAS      NV

Last 3 characters are a space, followed by a 2-letter US state code e.g. TX = Texas, NY = New York etc.

NOOR DUBAI MALL BRANCH BAI        AE ARE

Emirate within UAE e.g. Dubai/DXB, Abu Dhabi/AUH, Ras Al Khaimah/RAK etc.

GOOGLE *FiLMiC Inc     g.co/payhelp# GBR

URL in city field

MICROSOFT   *XBOX      BILL.XBOX.COM IRL

Website hostname in city field

4.17.2 VISA Authorisation

The merchant name/location field for Visa is made up of various subfields.

Positions

Length

Field Name

Description / Valid Values

1-25

25

Card Acceptor Name

Name of Card Acceptor or ATM service provider.

(Space padded on the right to make up to 25 characters.)

26-38

23

City Name

POS: City where the customer transaction occurs.

Card-Not-Present Transactions: Instead of the city name, these positions must

contain the merchant's customer service telephone number.

ATM: City where the ATM is located. The institution name is in field 42.

39-40

2

Country Code

The 2-character alpha code in uppercase format for the country where the cardholder transaction occurs or the ATM is located.