4.38 Trans_Link Field

Dummy authorisation

(Created from unmatched First Presentment)

A

Description begins ‘OFFLINE’, MTID 1240 (Mastercard) or 5, 6 or 7 (Visa)

19 digits:

‘1’ + date + digit locator + Acquirer BIN

Where:

• ‘1’ — is the offline transaction indicator

• date (yymmdd ) — is the 6 digit acquirer process date from the Acquirer Reference Number (ARN)

• Digit locator— is the last 6 digits of ARN

• Acquirer BIN— is the 6 digit acquiring BIN/ID from ARN

Note: Ensure it does not match other normal values.

Most normal authorisation requests and advices

A, J

MTID 0100, 0101, 0120

18 digits:

date (yymmdd ) + 6 digit STAN + 6 digit Acquirer ID

Note: the 0120 advice and 0100 request should have the same trans_Link values.

Most normal authorisation reversals

D

MTID 0400, 0420

18 digits:

date (YYMMDD) + 6 digit OrigSTAN + 6 digit Acquirer ID

Where:

OrigSTAN comes from DE90.2 and contains the same STAN (DE11) as the original being reversed.

Note: 0400 and 0420 reversals should have same trans_Link values as the original authorisation request or advice.

Some declined authorisations

A

Some declined MTID 01xx with Acquirer ID present

16 digits:

date (YYMM) + 6 digit STAN + 6 digit Acquirer ID

Visa 0620 TCN or TEN

J

MTID 0620 with no Acquirer ID present

(These are always ProcessingCode 35xxxx or 36xxxx, from Visa)

12 digits:

date (YYMMDD) + 6 digit STAN

Recurring Fees,

Activation Fees

P

Meets both of these criteria:

ProcessingCode ends with '999'

ProcessingCode indicates Recurring or Activation Fees

Fixed value of '0'

Fees related to Balance Transfers or Loads

P

Meets both of these criteria:

ProcessingCode ends with '999' (A Fee)

ProcessingCode indicates Balance Transfer Fees or Load Fees

Transaction ID of the related Balance Transfer or Load

First Presentments that matches a prior authorisation

P

Meets both of these criteria:

ProcessingCode does not end with '999' (not a Fee)

Matched to an authorisation

Set to the trans_Link value of the original authorisation

First presentment with no matching auth (and not a refund)

P

Meets both of these criteria:

ProcessingCode does not begin with '20' and does not end with '999' (Not a Refund, not a Fee)

No matching authorisation

19 digits:

‘1’ + date + digit locator + Acquirer BIN

Where:

• ‘1’ — is the offline transaction indicator

• date (yymmdd ) — is the 6 digit acquirer process date from the Acquirer Reference Number (ARN)

• Digit locator — is the last 6 digits of ARN

• Acquirer BIN — is the 6 digit acquiring BIN/ID from ARN

Note: ARN is the unique Acquirer Reference Number received in the clearing message.

First Presentment of a refund, with no matching auth, but a matching non-refund first presentment

P

Meets both of these criteria:

ProcessingCode begins with '20' (Refund)

No matching authorisation, but a matching non-refund first presentment

Set to the trans_link of the matching first presentment.

First Presentment of a refund, with no matching authorisation, and no matching non-refund first presentment

P

Meets both of these criteria:

ProcessingCode begins with '20' (Refund)

No matching authorisation, and no matching non-refund first presentment

18 digits: transaction date ("YYMMDDmssxxx") + last 6 digits of DE031 ARN

Chargeback

H, C

Set to the trans_Link value of the matching Presentment.

Financial Reversal (received in clearing file), and matches a previous financial

E

Matching financial found

Set to the trans_Link value of the matching Presentment.

Financial Reversal (received in clearing file), but no matching financial found

E

No matching financial found

18 digits: YYMMDDmssxxx + last 6 digits of ARN.

Second Presentment, matching a chargeback

N

Matching chargeback found

Set to the trans_Link value of the matching chargeback.

Second Presentment, but related chargeback not found

N

No matching chargeback found

18 digits: YYMMDDmssxxx + last 6 digits of ARN.

Balance Adjustment (debit)

B

ProcessingCode='190000'

Transaction ID value of this transaction.

Balance Update from EHI response, net debit

B

ProcessingCode begins with '60'

Transaction ID value of the related transaction that caused this Balance Adjustment.

(Due to new Balance Update information being sent back in an EHI response message to an online authorisation.)

Balance Update from Web Service call, net debit

B

ProcessingCode begins with '61'

Set to empty string.

Balance Update from EHI response, net credit

B

ProcessingCode begins with '65'

Transaction ID value of the related transaction that caused this Balance Adjustment.

(Due to new Balance Update information being sent back in an EHI response message to an online authorisation.)

Balance Update from Web Service call, net credit

B

ProcessingCode begins with '66'

Set to empty string.

Payment Transaction

G

Transaction ID value of this transaction.

Load, relating to a prior Unload

L

Relates to a prior Unload

Transaction ID value of the related unload.

Load (not related to an Unload)

L

Unrelated to a prior Unload

Transaction ID value of this transaction.

Unload, relating to a prior Load

U

Relates to a prior Load

Transaction ID of the related load.

Authorisation Advices (TxnType ‘J') and Authorisation Reversals (TxnType 'D’

Presentments (TxnType 'P')

Chargebacks (TxnType ‘C' or ‘H’)

Balance Adjustments (TxnType 'B')

For Loads (TxnType 'L')