4.39 Visa_POS_Data_DE60

The Visa_POS_Data_DE60 field contains the raw Visa POS data Thredd received in Visa online authorisation related messages.  It can be useful for diagnosis in exception cases. Thredd processes this field to set the GPS_POS_Data and GPS_POS_Capability fields.

The values supplied in this field are subject to change by Visa. We advise you not to configure your systems to make decisions based on this field.

4.39.1 Visa_POS_Data_DE60 Positions

Each different position holds a different piece of POS information. Note that not all positions may arrive.

For more information on this field, refer to Visa.  Only a summary of the relevant values are given below.

The position is the character offset in the field; the first character is “position 1”.

Position

Description

More Information

1

Terminal Type

See Position 1 – Terminal Type

2

Terminal Entry Capability

See Position 2 – Terminal Entry Capability

3

Chip Condition Code

See Position 3 – Chip Condition Code

4

Special Condition indicator – existing debt

See Position 4 – Special condition (existing debt)

5 – 6

RFU

 

7

Chip Transaction Indicator

See Position 7 – Chip Transaction indicator

8

Chip Card Authentication reliability indicator

See Position 8 – Chip card authentication reliability indicator

9 – 10

Mail/Phone/E-Commerce/Payment indicator

See Position 9-10 – Mail/Phone/E-Commerce/Payment indicator

11

Cardholder ID method indicator

See Position 11 – Cardholder ID Method Indicator

12

Additional authorisation indicators

See Position 12 – Additional Authorisation Indicators

13 and up

Unknown

Reserved for future use

4.39.2 Position 1 – Terminal Type

Value

Description

0

Unspecified

1

Unattended cardholder-activated, no authorization, below-floor-limit transaction (not allowed in zero floor markets)

2

ATM

3

Unattended cardholder-activated, authorized transaction

4

Electronic cash register

5

Home terminals, which include personal computers, personal digital assistants, interactive televisions, and telephones

7

Telephone device (including Visa dial terminals)

8

Reserved for future use

9

Mobile acceptance solution (mPOS)

Any other value

Unknown

4.39.3 Position 2 – Terminal Entry Capability

Value

Description

0

Unknown

1

Terminal not used

2

Magnetic Stripe read capability

3

Barcode read capability

4

OCR-read capability

5

Chip-capable terminal

8

Proximity-read-capable terminal

9

Terminal does not have the capability to read card data

Any other value

Unknown

4.39.4 Position 3 – Chip Condition Code

Value

Description

0

Not applicable

1

Transaction was initiated from a magnetic stripe with a service code beginning with 2 or 6 and the last read at VSDC terminal was a successful chip read or was not a chip transaction

2

Transaction was initiated at a chip-capable terminal from a magnetic stripe that contains service code 2 or 6, and the previous transaction initiated by that terminal was an unsuccessful chip read.

Any other value

Unknown

4.39.5 Position 4 – Special Condition (existing debt)

Value

Description

0

Default value

1

Purchase of Central Bank Digital Currency (CBDC) or tokenized depositsCentral Bank Digital Currency (CBDC) or tokenized deposits

2

Purchase of Stablecoin (Fiat-backed)

3

Purchase of Blockchain Native Token/Coin

4

Purchase of Non-Fungible Token (NFT)

7

Purchase of Cryptocurrency

8

Quasi-Cash

9

Existing debt indicator

Any other value

Unknown

4.39.6 Position 7 – Chip Transaction Indicator

Value

Description

0

Not applicable

1

Standard third bitmap or field 55 used to submit chip data

2

Expanded third bitmap used to submit chip data

3

Visa dropped chip data due to invalid format for chip card type

4

Token-based transaction

Any other value

Unknown

4.39.7 Position 8 – Chip Card Authentication Reliability Indicator

Value

Description

0

No information / not applicable

1

Acquirer indicates that Card Authentication may not be reliable

2

Visa indicates acquirer inactive for Card Authentication

3

Visa indicates issuer inactive for Card Authentication

Any other value

Unknown

4.39.8 Position 9-10 – Mail/Phone/E-Commerce/Payment Indicator

Value

Description

00

Not applicable

01

Mail/Phone Order (MOTO).
Indicates that the transaction is a mail/phone order purchase, not a recurring transaction or installment payment.

02

Recurring transaction from acquirer in Visa US region

03

Installment payment.
Indicates a purchase of goods or services that is billed to the account in multiple charges over a period of time agreed upon by the cardholder and merchant.

04

Unknown classification/other mail order. Indicates that the type of mail/telephone order is unknown.

05

Secure electronic commerce transaction.

Indicates that the electronic commerce transaction has been authenticated using a Visa-approved protocol, such as 3D SecureClosed 3D Secure (3-domain structure), also known as a payer authentication, is a security protocol that helps to prevent fraud in online credit and debit card transactions. This security feature is supported by Visa and Mastercard and is branded as ‘Verified by Visa/Visa Secure’ and ‘Mastercard SecureCode/Mastercard Identity Check’ respectively..

06

Non-authenticated security transaction at a 3D Secure-capable merchant, and merchant attempted to authenticate the cardholder using 3D Secure

Identifies an electronic commerce transaction where the merchant attempted to authenticate the cardholder using 3D Secure, but was unable to complete the authentication because the issuer or cardholder does not participate in the 3D Secure program.

07

Non-authenticated Security Transaction

Identifies an electronic commerce transaction that uses data encryption for security; however, cardholder authentication is not performed using a Visa-approved protocol, such as 3D Secure.

08

Non-secure transaction

Identifies an electronic commerce transaction that has no data protection. (This value is not allowed in Europe)

09

Reserved for future use

Any other value

Unknown

4.39.9 Position 11 – Cardholder ID Method Indicator

Value

Description

0

Unspecified

1

Signature

2

Online PIN

3

Unattended terminal, no PIN pad

4

Mail/Telephone/Electronic Commerce

Any other value

Unknown

4.39.10 Position 12 – Additional Authorisation Indicators

Value

Description

0

Not applicable

1

Terminal accepts partial authorization responses, amount is not an estimate.

2

Estimated amount, terminal does not support partial authorization responses.

3

Estimated amount and terminal accepts partial authorization responses

Any other value

Unknown