4.16 Mastercard_AdviceReasonCode_DE60

The Mastercard_AdviceReasonCode_DE60 field is present for MTID=’0120’ (Authorisation Advice) and MTID=’0420’ (Reversal Advice) transactions on Mastercard. In both cases it provides information on why the advice was generated.

Mastercard may add, remove or change any of the values at any time.

The field is divided into three parts:

Position	Length	Format	Description
1 to 3	3	N(3,3)	Advice Reason Code – reason why this advice was created See Positions 1-3 Advice Reason Code
4 to 7	4	N(4,4)	Advice Detail Code – May be present (depending on the Advice Reason Code) providing additional information. See Positions 4-7 Advice Detail Code
8 to the end	1 to 53	ANS(1,53)	Advice Detail Text – May be present (depending on the Advice Reason Code) providing additional information as human readable format.

Position

Length

Format

Description

1 to 3

N(3,3)

Advice Reason Code – reason why this advice was created

See Positions 1-3 Advice Reason Code

4 to 7

N(4,4)

Advice Detail Code – May be present (depending on the Advice Reason Code) providing additional information.

See Positions 4-7 Advice Detail Code

8 to the end

1 to 53

ANS(1,53)

Advice Detail Text – May be present (depending on the Advice Reason Code) providing additional information as human readable format.

4.16.1 Positions 1-3 Advice Reason Code

Provides three digits to describe why the MTID=0120 or MTID=0420 advice was created. See the table below.

Not all the codes below are applicable, for example: some may only apply to Acquirers, and some only apply to services you may not be using.
• Alternate Issuer Route refers to the Mastercard STIP system.
• MIP is part of the Mastercard system. The Acquirer is connected to one MIP Mastercard Interface Processor (MIP) The processing hardware and software system that interfaces with Mastercard's Global Payment System communications network., Issuer (Thredd) is connected to another MIP.

Advice Reason Code	Meaning
100	Alternate Issuer Route: Issuer selected option
101	Alternate Issuer Route: IPS signed out
102	Alternate Issuer Route: IPS timed out
103	Alternate Issuer Route: IPS unavailable
105	Transaction processed via X-Code (i.e., Mastercard processed this at their Acquiring MIP).
107	PIN processing error
108	Alternate Issuer Route: MIP Error
109	Alternate Issuer Route: Issuer Edit Response Error
111	Alternate Issuer Route: Issuer Host System Error
112	Alternate Route: Network Not Dispatched Error
113	Alternate Route: Issuer Undelivered
114	Alternate Route: Direct Down Option
115	Transaction Processed via On-behalf Service Decision
116	Invalid Merchant
120	Transaction Blocking ( blocked by a Mastercard Fraud System; this normally configured with your issuer; Thredd is not involved .)
121	Account Lookup Service
126	Pay with Rewards Processing Advice to Issuer
140	Unable to convert contactless or virtual account number
141	Mastercard Digital Enablement Service Advice to Issuer
151	In Control Processing Advice to Issuer (Mastercard Merchant Presented QR)
160	Authentication Advice to Issuer
180	CAT Risk Level 3
190	Acquirer Processing System (APS) Approved
191	Acquirer Processing System (APS) Completed Authorization Transaction
192	M/Chip Offline Advice to Issuer
200	In Control Processing Advice to Issuer
400	Unable to deliver response from Mastercard to Acquirer
401	No acknowledgement from Acquirer to Mastercard
402	Issuer Time-out
403	Issuer Signed out
409	Issuer Response Error
410	Reversal message provided by a system other than Mastercard’s online authorisation system (Banknet)
413	Issuer Undelivered
other	Mastercard may add other values when they please

4.16.2 Positions 4-7 Advice Detail Code

This is a 4 digit number which may be present, providing additional information, as follows:

Advice Detail Code	Meaning
0000	Accepted/Approved
Any other code	Reason why transaction was declined. There are too many codes to practically put them in this specification, if you want to know a particular value, if you have access to the Mastercard Customer Interface Specification you can look in there, otherwise you can ask Thredd.

Advice Detail Code

Meaning

0000

Accepted/Approved

Any other code

Reason why transaction was declined.

There are too many codes to practically put them in this specification, if you want to know a particular value, if you have access to the Mastercard Customer Interface Specification you can look in there, otherwise you can ask Thredd.