3.5 Example Financial Notifications

This page details examples of financial message notifications and financial responses.

Financial Notification (First Presentment)
Financial Notification (Second Presentment)
Financial Notification (Reversal)

3.5.1 Financial Notification (First Presentment)

Below is an example of the HTTP POST body data for a financial notification (first presentment).

Some key elements of this request are:

The MTID value is 1240 and the Txn_Type is P, indicating that this is an Financial Notification (First Presentment).
A presentment (settlement or clearing request) is a financial transaction where Thredd receives a request to settle an amount that was previously authorised on a card. A presentment is typically linked to a previous authorisation transaction - in this case, traceid_lifecycle and trans_link can be used for you to make your own matching, while Matching_Txn_ID has the transaction id for the original transaction.

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<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/"> 
 <s:Body> 
 <GetTransaction xmlns="http://tempuri.org/"> 
 <Acquirer_id_DE32>52729540</Acquirer_id_DE32> 
 <ActBal>983.4800</ActBal> 
 <Additional_Amt_DE54 /> 
<Amt_Tran_Fee_DE28 /> 
<Auth_Code_DE38>186737</Auth_Code_DE38> 
 <Avl_Bal>955.1600</Avl_Bal> 
 <Bill_Amt>-1.0000</Bill_Amt> 
 <Bill_Ccy>826</Bill_Ccy> 
 <BlkAmt>-28.3200</BlkAmt> 
 <Cust_Ref /> 
<FX_Pad>0.0000</FX_Pad> 
 <Fee_Fixed>0.0000</Fee_Fixed> 
 <Fee_Rate>0.0000</Fee_Rate> 
 <LoadSRC /> 
<LoadType /> 
<MCC_Code>4111</MCC_Code> 
 <MCC_Desc>Commuter Transport, Ferries</MCC_Desc> 
 <MCC_Pad>0.0000</MCC_Pad> 
 <Merch_ID_DE42>4111           </Merch_ID_DE42> 
 <Merch_Name_DE43>Travel Like A Pro                    GBR</Merch_Name_DE43> 
 <Note /> 
<POS_Data_DE22>090901199001</POS_Data_DE22> 
 <POS_Data_DE61 /> 
<POS_Termnl_DE41>        </POS_Termnl_DE41> 
 <POS_Time_DE12>220621130434</POS_Time_DE12> 
 <Proc_Code>000000</Proc_Code> 
 <Resp_Code_DE39 /> 
<Ret_Ref_No_DE37>217208203832</Ret_Ref_No_DE37> 
 <Settle_Amt>-1.0000</Settle_Amt> 
 <Settle_Ccy>826</Settle_Ccy> 
 <Status_Code>00</Status_Code> 
 <Token>123456789</Token> 
 <Trans_link>220621003832729540</Trans_link> 
 <Txn_Amt>1.0000</Txn_Amt> 
 <Txn_CCy>826</Txn_CCy> 
 <Txn_Ctry>GBR</Txn_Ctry> 
 <Txn_Desc>Travel Like A Pro                    GBR</Txn_Desc> 
 <Txn_GPS_Date>2022-06-21 14:09:00.863</Txn_GPS_Date> 
 <TXn_ID>6152636030</TXn_ID> 
 <Txn_Stat_Code>S</Txn_Stat_Code> 
 <TXN_Time_DE07 /> 
<Txn_Type>P</Txn_Type> 
 <Additional_Data_DE48>0002003MRG0003003MRG0023003CT6014800482620158030MCC10106017322062101    NNNNNN0159067       1521544702350                   1US00000001N22062101220621010165001M01700165032277600      0177002YY0191001200150072103312</Additional_Data_DE48> 
 <Authorised_by_GPS>N</Authorised_by_GPS> 
 <AVS_Result /> 
<CU_Group>PMT-CU-001</CU_Group> 
 <InstCode>PMT</InstCode> 
 <MTID>1240</MTID> 
 <ProductID>1697</ProductID> 
 <Record_Data_DE120 /> 
<SubBIN>52729540</SubBIN> 
 <TLogIDOrg>0</TLogIDOrg> 
 <VL_Group>PMT-VL-100</VL_Group> 
 <Dom_Fee_Fixed>0.5000</Dom_Fee_Fixed> 
 <Non_Dom_Fee_Fixed>0.0000</Non_Dom_Fee_Fixed> 
 <Fx_Fee_Fixed>0.0000</Fx_Fee_Fixed> 
 <Other_Fee_Amt>0.0000</Other_Fee_Amt> 
 <Fx_Fee_Rate>0.0000</Fx_Fee_Rate> 
 <Dom_Fee_Rate>0.0000</Dom_Fee_Rate> 
 <Non_Dom_Fee_Rate>0.0000</Non_Dom_Fee_Rate> 
 <Additional_Data_DE124 /> 
<CVV2 /> 
<PIN /> 
<PIN_Enc_Algorithm /> 
<PIN_Format /> 
<PIN_Key_Index /> 
<SendingAttemptCount>0</SendingAttemptCount> 
 <source_bank_ctry /> 
<source_bank_account_format /> 
<source_bank_account /> 
<dest_bank_ctry /> 
<dest_bank_account_format /> 
<dest_bank_account /> 
<GPS_POS_Capability>0010000000000000000000000000000000100000000990016</GPS_POS_Capability> 
 <GPS_POS_Data>0118000800000Nx000</GPS_POS_Data> 
 <Acquirer_Reference_Data_031>17295405123000000038321</Acquirer_Reference_Data_031> 
 <Response_Source /> 
<Response_Source_Why>0</Response_Source_Why> 
 <Message_Source /> 
<Message_Why>0</Message_Why> 
 <traceid_lifecycle>BNET-20220621-MC003832</traceid_lifecycle> 
 <PaymentToken_id>0</PaymentToken_id> 
 <PaymentToken_creator /> 
<PaymentToken_expdate /> 
<PaymentToken_type /> 
<PaymentToken_status /> 
<PaymentToken_creatorStatus /> 
<PaymentToken_wallet /> 
<PaymentToken_deviceType /> 
<PaymentToken_lang /> 
<PaymentToken_deviceTelNum /> 
<PaymentToken_deviceIp /> 
<PaymentToken_deviceId /> 
<PaymentToken_deviceName /> 
<PaymentToken_activationCode /> 
<PaymentToken_activationExpiry /> 
<PaymentToken_activationMethodData /> 
<PaymentToken_activationMethod>0</PaymentToken_activationMethod> 
 <ICC_System_Related_Data_DE55 /> 
<Merch_Name>Travel Like A Pro</Merch_Name> 
 <Merch_Street /> 
<Merch_City /> 
<Merch_Region /> 
<Merch_Postcode /> 
<Merch_Country>GBR</Merch_Country> 
 <Merch_Tel>5032277600</Merch_Tel> 
 <Merch_URL /> 
<Merch_Name_Other /> 
<Merch_Net_id /> 
<Merch_Tax_id>0</Merch_Tax_id> 
 <Merch_Contact /> 
<auth_type>0</auth_type> 
 <auth_expdate_utc /> 
<Matching_Txn_ID>6152636026</Matching_Txn_ID> 
 <Reason_ID>0</Reason_ID> 
 <Dispute_Condition /> 
<Network_Chargeback_Reference_Id /> 
<Acquirer_Forwarder_ID>52729540</Acquirer_Forwarder_ID> 
 <Currency_Code_Fee /> 
<Currency_Code_Fee_Settlement /> 
<Interchange_Amount_Fee /> 
<Interchange_Amount_Fee_Settlement /> 
<Clearing_Process_Date>2022-06-21</Clearing_Process_Date> 
 <Settlement_Date>2022-06-21</Settlement_Date> 
 <DCC_Indicator>0</DCC_Indicator> 
 <multi_part_txn>0</multi_part_txn> 
 <multi_part_txn_final>0</multi_part_txn_final> 
 <multi_part_number>0</multi_part_number> 
 <multi_part_count>0</multi_part_count> 
 <SettlementIndicator>0</SettlementIndicator> 
 <Network_TxnAmt_To_BillAmt_Rate>1000000:6</Network_TxnAmt_To_BillAmt_Rate> 
 <Network_TxnAmt_To_BaseAmt_Rate /> 
<Network_BaseAmt_To_BillAmt_Rate /> 
<POS_Date_DE13>20220621</POS_Date_DE13> 
 <Traceid_Message>BNET-20220621-MC 003832</Traceid_Message> 
 <Traceid_Original /> 
<Network_Currency_Conversion_Date /> 
<Mastercard_AdviceReasonCode_DE60 /> 
<Network_Original_Data_Elements_DE90 /> 
<Visa_ResponseInfo_DE44 /> 
<Visa_STIP_Reason_Code /> 
<Network_Issuer_Settle_ID>52729540</Network_Issuer_Settle_ID> 
 <Network_Replacement_Amounts_DE95 /> 
<Visa_POS_Data_DE60 /> 
<Network_Transaction_ID> MC 0038320621  </Network_Transaction_ID> 
 <Misc_TLV_Data /> 
<ClearingFileID>T112.0012206210005272954000062     </ClearingFileID> 
 <FxProviderCardholderRate>0.0</FxProviderCardholderRate> 
 </GetTransaction> 
 </s:Body> 
 </s:Envelope>

Financial Response

Below is an example of HTTP response to the above Financial Notification message.

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<?xml version="1.0" encoding="utf-8"?> 
 <s:Envelope xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:s="http://schemas.xmlsoap.org/soap/envelope/"> 
 <s:Body> 
 <GetTransactionResponse xmlns="http://tempuri.org/"> 
 <GetTransactionResult xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> 
 <Responsestatus>00</Responsestatus> 
 <CurBalance>0</CurBalance> 
 <AvlBalance>100</AvlBalance> 
 <Acknowledgement>1</Acknowledgement> 
 <LoadAmount>50</LoadAmount> 
 <Bill_Amt_Approved>0</Bill_Amt_Approved> 
 <Update_Balance>1</Update_Balance> 
 <New_Balance_Sequence_Exthost>200</New_Balance_Sequence_Exthost> 
 <CVV2_Result>M</CVV2_Result> 
 <CurBalance_GPS_STIP>0</CurBalance_GPS_STIP> 
 <AvlBalance_GPS_STIP>100</AvlBalance_GPS_STIP> 
 </GetTransactionResult> 
 </GetTransactionResponse> 
 </s:Body> 
 </s:Envelope>

3.5.2 Financial Notification (Second Presentment)

Below is an example of the HTTP POST body data for a financial notification (second presentment).

Some key elements of this request are:

The MTID value is 1240 and the Txn_Type is N, indicating that this is a Financial Notification (Second Presentment)
A second presentment is used when a merchant resubmits the transaction with evidence to counter the chargeback. More information on this can be found in the Payments Dispute Management Guide.

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<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/"> 
 <s:Body> 
 <GetTransaction xmlns="http://tempuri.org/"> 
 <Acquirer_id_DE32>52729540</Acquirer_id_DE32> 
 <ActBal>972.9800</ActBal> 
 <Additional_Amt_DE54 /> 
<Amt_Tran_Fee_DE28 /> 
<Auth_Code_DE38>112897</Auth_Code_DE38> 
 <Avl_Bal>938.6600</Avl_Bal> 
 <Bill_Amt>-1.0000</Bill_Amt> 
 <Bill_Ccy>826</Bill_Ccy> 
 <BlkAmt>-34.3200</BlkAmt> 
 <Cust_Ref /> 
<FX_Pad>0.0000</FX_Pad> 
 <Fee_Fixed>0.0000</Fee_Fixed> 
 <Fee_Rate>0.0000</Fee_Rate> 
 <LoadSRC /> 
<LoadType /> 
<MCC_Code>4111</MCC_Code> 
 <MCC_Desc>Commuter Transport, Ferries</MCC_Desc> 
 <MCC_Pad>0.0000</MCC_Pad> 
 <Merch_ID_DE42>4111           </Merch_ID_DE42> 
 <Merch_Name_DE43>Travel Like A Pro                    GBR</Merch_Name_DE43> 
 <Note /> 
<POS_Data_DE22>090901199001</POS_Data_DE22> 
 <POS_Data_DE61 /> 
<POS_Termnl_DE41>        </POS_Termnl_DE41> 
 <POS_Time_DE12>220622135626</POS_Time_DE12> 
 <Proc_Code>000000</Proc_Code> 
 <Resp_Code_DE39 /> 
<Ret_Ref_No_DE37>217308203852</Ret_Ref_No_DE37> 
 <Settle_Amt>-1.0000</Settle_Amt> 
 <Settle_Ccy>826</Settle_Ccy> 
 <Status_Code>00</Status_Code> 
 <Token>123456789</Token> 
 <Trans_link>220622201147038521</Trans_link> 
 <Txn_Amt>1.0000</Txn_Amt> 
 <Txn_CCy>826</Txn_CCy> 
 <Txn_Ctry>GBR</Txn_Ctry> 
 <Txn_Desc>Travel Like A Pro                    GBR</Txn_Desc> 
 <Txn_GPS_Date>2022-06-22 15:12:01.147</Txn_GPS_Date> 
 <TXn_ID>6152637730</TXn_ID> 
 <Txn_Stat_Code>S</Txn_Stat_Code> 
 <TXN_Time_DE07 /> 
<Txn_Type>N</Txn_Type> 
 <Additional_Data_DE48>0002003MRG0003003MRG0023003CT6014800482620158030MCC10106017322062201    NNNNNN0159067       1521544702350                   1US00000001N22062201220622010165001M01700165032277600      0177002YY0191001200150072103312</Additional_Data_DE48> 
 <Authorised_by_GPS>N</Authorised_by_GPS> 
 <AVS_Result /> 
<CU_Group>PMT-CU-001</CU_Group> 
 <InstCode>PMT</InstCode> 
 <MTID>1240</MTID> 
 <ProductID>1697</ProductID> 
 <Record_Data_DE120 /> 
<SubBIN>52729540</SubBIN> 
 <TLogIDOrg>0</TLogIDOrg> 
 <VL_Group>PMT-VL-100</VL_Group> 
 <Dom_Fee_Fixed>0.0000</Dom_Fee_Fixed> 
 <Non_Dom_Fee_Fixed>0.0000</Non_Dom_Fee_Fixed> 
 <Fx_Fee_Fixed>0.0000</Fx_Fee_Fixed> 
 <Other_Fee_Amt>0.0000</Other_Fee_Amt> 
 <Fx_Fee_Rate>0.0000</Fx_Fee_Rate> 
 <Dom_Fee_Rate>0.0000</Dom_Fee_Rate> 
 <Non_Dom_Fee_Rate>0.0000</Non_Dom_Fee_Rate> 
 <Additional_Data_DE124 /> 
<CVV2 /> 
<PIN /> 
<PIN_Enc_Algorithm /> 
<PIN_Format /> 
<PIN_Key_Index /> 
<SendingAttemptCount>0</SendingAttemptCount> 
 <source_bank_ctry /> 
<source_bank_account_format /> 
<source_bank_account /> 
<dest_bank_ctry /> 
<dest_bank_account_format /> 
<dest_bank_account /> 
<GPS_POS_Capability>00         </GPS_POS_Capability> 
 <GPS_POS_Data>     00  00 0 x000</GPS_POS_Data> 
 <Acquirer_Reference_Data_031>17295405123000000038521</Acquirer_Reference_Data_031> 
 <Response_Source /> 
<Response_Source_Why>0</Response_Source_Why> 
 <Message_Source /> 
<Message_Why>0</Message_Why> 
 <traceid_lifecycle>BNET-20220622-MC 003852</traceid_lifecycle> 
 <PaymentToken_id>0</PaymentToken_id> 
 <PaymentToken_creator /> 
<PaymentToken_expdate /> 
<PaymentToken_type /> 
<PaymentToken_status /> 
<PaymentToken_creatorStatus /> 
<PaymentToken_wallet /> 
<PaymentToken_deviceType /> 
<PaymentToken_lang /> 
<PaymentToken_deviceTelNum /> 
<PaymentToken_deviceIp /> 
<PaymentToken_deviceId /> 
<PaymentToken_deviceName /> 
<PaymentToken_activationCode /> 
<PaymentToken_activationExpiry /> 
<PaymentToken_activationMethodData /> 
<PaymentToken_activationMethod>0</PaymentToken_activationMethod> 
 <ICC_System_Related_Data_DE55 /> 
<Merch_Name>Travel Like A Pro</Merch_Name> 
 <Merch_Street /> 
<Merch_City /> 
<Merch_Region /> 
<Merch_Postcode /> 
<Merch_Country>GBR</Merch_Country> 
 <Merch_Tel /> 
<Merch_URL /> 
<Merch_Name_Other /> 
<Merch_Net_id /> 
<Merch_Tax_id>0</Merch_Tax_id> 
 <Merch_Contact /> 
<auth_type>0</auth_type> 
 <auth_expdate_utc /> 
<Matching_Txn_ID>0</Matching_Txn_ID> 
 <Reason_ID>0</Reason_ID> 
 <Dispute_Condition /> 
<Network_Chargeback_Reference_Id /> 
<Acquirer_Forwarder_ID>52729540</Acquirer_Forwarder_ID> 
 <Currency_Code_Fee /> 
<Currency_Code_Fee_Settlement /> 
<Interchange_Amount_Fee /> 
<Interchange_Amount_Fee_Settlement /> 
<Clearing_Process_Date>2022-06-22</Clearing_Process_Date> 
 <Settlement_Date>2022-06-22</Settlement_Date> 
 <DCC_Indicator>0</DCC_Indicator> 
 <multi_part_txn>0</multi_part_txn> 
 <multi_part_txn_final>0</multi_part_txn_final> 
 <multi_part_number>0</multi_part_number> 
 <multi_part_count>0</multi_part_count> 
 <SettlementIndicator /> 
<Network_TxnAmt_To_BillAmt_Rate>1000000:6</Network_TxnAmt_To_BillAmt_Rate> 
 <Network_TxnAmt_To_BaseAmt_Rate /> 
<Network_BaseAmt_To_BillAmt_Rate /> 
<POS_Date_DE13>20220622</POS_Date_DE13> 
 <Traceid_Message>BNET-20220622-MC 003852</Traceid_Message> 
 <Traceid_Original /> 
<Network_Currency_Conversion_Date /> 
<Mastercard_AdviceReasonCode_DE60 /> 
<Network_Original_Data_Elements_DE90 /> 
<Visa_ResponseInfo_DE44 /> 
<Visa_STIP_Reason_Code /> 
<Network_Issuer_Settle_ID>52729540</Network_Issuer_Settle_ID> 
 <Network_Replacement_Amounts_DE95 /> 
<Visa_POS_Data_DE60 /> 
<Network_Transaction_ID> MC 0038520622  </Network_Transaction_ID> 
 <Misc_TLV_Data /> 
<ClearingFileID>T112.0012206220005272954000065     </ClearingFileID> 
 <FxProviderCardholderRate>0.0</FxProviderCardholderRate> 
 </GetTransaction> 
 </s:Body> 
 </s:Envelope>

Financial Response

Below is an example of HTTP response to the above Financial Notification message.

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<?xml version="1.0" encoding="utf-8"?> 
 <s:Envelope xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:s="http://schemas.xmlsoap.org/soap/envelope/"> 
 <s:Body> 
 <GetTransactionResponse xmlns="http://tempuri.org/"> 
 <GetTransactionResult xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> 
 <Responsestatus>00</Responsestatus> 
 <CurBalance>0</CurBalance> 
 <AvlBalance>100</AvlBalance> 
 <Acknowledgement>1</Acknowledgement> 
 <LoadAmount>50</LoadAmount> 
 <Bill_Amt_Approved>0</Bill_Amt_Approved> 
 <Update_Balance>1</Update_Balance> 
 <New_Balance_Sequence_Exthost>200</New_Balance_Sequence_Exthost> 
 <CVV2_Result>M</CVV2_Result> 
 <CurBalance_GPS_STIP>0</CurBalance_GPS_STIP> 
 <AvlBalance_GPS_STIP>100</AvlBalance_GPS_STIP> 
 </GetTransactionResult> 
 </GetTransactionResponse> 
 </s:Body> 
 </s:Envelope>

3.5.3 Financial Notification (Reversal)

Below is an example of the HTTP POST body data for a financial notification (type E reversal).

Some key elements of this request are:

The MTID value is 1240 and the Txn_Type is E, indicating that this is a Financial Notification (Reversal)
A financial reversal occurs when the acquirer cancels all or part of a prior transaction (which may be a purchase, refund, cashback, cash, PIN change, or any other transaction type). For example, if the acquirer has already taken the funds and are aware of a processing error (e.g., double charging), they can submit an 1240 Financial Reversal.

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<?xml version="1.0" encoding="UTF-8"?>
<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
   <s:Body>
      <GetTransaction xmlns="http://tempuri.org/">
         <Acquirer_id_DE32 />
         <ActBal>306.4400</ActBal>
         <Additional_Amt_DE54 />
         <Amt_Tran_Fee_DE28 />
         <Auth_Code_DE38>160310</Auth_Code_DE38>
         <Avl_Bal>306.4400</Avl_Bal>
         <Bill_Amt>22.0500</Bill_Amt>
         <Bill_Ccy>978</Bill_Ccy>
         <BlkAmt>0.0000</BlkAmt>
         <Cust_Ref />
         <FX_Pad>0.0000</FX_Pad>
         <Fee_Fixed>0.0000</Fee_Fixed>
         <Fee_Rate>0.0000</Fee_Rate>
         <LoadSRC />
         <LoadType />
         <MCC_Code>5200</MCC_Code>
         <MCC_Desc>Home Supply Warehouse Stores</MCC_Desc>
         <MCC_Pad>0.0000</MCC_Pad>
         <Merch_ID_DE42>102642301</Merch_ID_DE42>
         <Merch_Name_DE43>Hornbach Baumarkt AG F\Am Storrenacker 6\Karlsruhe\76139     DEUDEU</Merch_Name_DE43>
         <Note />
         <POS_Data_DE22>M10101C13346</POS_Data_DE22>
         <POS_Data_DE61 />
         <POS_Termnl_DE41>65203001</POS_Termnl_DE41>
         <POS_Time_DE12>231128180200</POS_Time_DE12>
         <Proc_Code>000000</Proc_Code>
         <Resp_Code_DE39 />
         <Ret_Ref_No_DE37>112818154720</Ret_Ref_No_DE37>
         <Settle_Amt>22.0500</Settle_Amt>
         <Settle_Ccy>978</Settle_Ccy>
         <Status_Code>00</Status_Code>
         <Token>497305583</Token>
         <Trans_link>240201838967054127</Trans_link>
         <Txn_Amt>22.0500</Txn_Amt>
         <Txn_CCy>978</Txn_CCy>
         <Txn_Ctry>DEU</Txn_Ctry>
         <Txn_Desc>Hornbach Baumarkt AG F\Am Storrenacker 6\Karlsruhe\76139     DEUDEU</Txn_Desc>
         <Txn_GPS_Date>2024-02-01 07:08:38.967</Txn_GPS_Date>
         <TXn_ID>13913456785</TXn_ID>
         <Txn_Stat_Code>S</Txn_Stat_Code>
         <TXN_Time_DE07 />
         <Txn_Type>E</Txn_Type>
         <Additional_Data_DE48>0002003MRJ0003003MRJ001500724013100023003POI0025007R23112901460360029019780000000000379780000000000370147048002901978000000000000374850978000000000000374850014800497820158031MCC42800018524020103 MRJNNNNNNN015906717298      00000526837                 1EU00000008N24020103240201010165001M0177002N 01910012</Additional_Data_DE48>
         <Authorised_by_GPS>N</Authorised_by_GPS>
         <AVS_Result />
         <CU_Group>PMT-CU-001</CU_Group>
         <InstCode>PMT</InstCode>
         <MTID>1240</MTID>
         <ProductID>963</ProductID>
         <Record_Data_DE120 />
         <SubBIN>12345678</SubBIN>
         <TLogIDOrg>0</TLogIDOrg>
         <VL_Group>PMT-VL-003</VL_Group>
         <Dom_Fee_Fixed>0.00</Dom_Fee_Fixed>
         <Non_Dom_Fee_Fixed>0.00</Non_Dom_Fee_Fixed>
         <Fx_Fee_Fixed>0.00</Fx_Fee_Fixed>
         <Other_Fee_Amt>0.00</Other_Fee_Amt>
         <Fx_Fee_Rate>0.00</Fx_Fee_Rate>
         <Dom_Fee_Rate>0.00</Dom_Fee_Rate>
         <Non_Dom_Fee_Rate>0.00</Non_Dom_Fee_Rate>
         <Additional_Data_DE124 />
         <CVV2 />
         <PIN />
         <PIN_Enc_Algorithm />
         <PIN_Format />
         <PIN_Key_Index />
         <SendingAttemptCount>0</SendingAttemptCount>
         <source_bank_ctry />
         <source_bank_account_format />
         <source_bank_account />
         <dest_bank_ctry />
         <dest_bank_account_format />
         <dest_bank_account />
         <GPS_POS_Capability>000000000000000000000001000000100000000000012345R</GPS_POS_Capability>
         <GPS_POS_Data>0151000300000Nx000</GPS_POS_Data>
         <Acquirer_Reference_Data_031>02713373332078336054127</Acquirer_Reference_Data_031>
         <Response_Source />
         <Response_Source_Why>0</Response_Source_Why>
         <Message_Source />
         <Message_Why>0</Message_Why>
         <traceid_lifecycle>BNET-20231128-MRJRU72NS</traceid_lifecycle>
         <PaymentToken_id>0</PaymentToken_id>
         <PaymentToken_creator />
         <PaymentToken_expdate />
         <PaymentToken_type />
         <PaymentToken_status />
         <PaymentToken_creatorStatus />
         <PaymentToken_wallet />
         <PaymentToken_deviceType />
         <PaymentToken_lang />
         <PaymentToken_deviceTelNum />
         <PaymentToken_deviceIp />
         <PaymentToken_deviceId />
         <PaymentToken_deviceName />
         <PaymentToken_activationCode />
         <PaymentToken_activationExpiry />
         <PaymentToken_activationMethodData />
         <PaymentToken_activationMethod>0</PaymentToken_activationMethod>
         <ICC_System_Related_Data_DE55 />
         <Merch_Name>Hornbach Baumarkt AG F</Merch_Name>
         <Merch_Street>Am Storrenacker 6</Merch_Street>
         <Merch_City>Karlsruhe</Merch_City>
         <Merch_Region>DEU</Merch_Region>
         <Merch_Postcode>76139</Merch_Postcode>
         <Merch_Country>DEU</Merch_Country>
         <Merch_Tel />
         <Merch_URL />
         <Merch_Name_Other />
         <Merch_Net_id />
         <Merch_Tax_id>0</Merch_Tax_id>
         <Merch_Contact />
      </GetTransaction>
   </s:Body>
</s:Envelope>

Financial Reversal Response

Below is an example of HTTP response to the above Financial Notification message.

Copy

<?xml version="1.0" encoding="UTF-8"?>
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <GetTransactionResponse xmlns="http://tempuri.org/">
         <GetTransactionResult>
            <Acknowledgement>1</Acknowledgement>
         </GetTransactionResult>
      </GetTransactionResponse>
   </soap:Body>
</soap:Envelope>