10 Other Fees

10.0.1 Partial Fees

Thredd fees cannot be taken if they will result in an account going into a negative balance. If you allow partial fees, the available balance on the card will be used to pay off part of the fee charge.

Example of a Partial Fee

A customer using a card with balance £11.00, withdraws £10.00 at an ATM and there is an ATM Withdrawal fee for £2.00. The total cost of the transaction will be £12.00 (£10.00 + £2.00). The £10.00 will be withdrawn successfully but only a Fee of £1.00 will be charged.

If set to NO, the transaction will be declined for Insufficient Funds.

10.0.2 Fees on MVC and Multi-currency Cards

For an MVC or multicurrency cards, where there is a primary card and linked secondary cards, the recurring fee can be set to apply separately to each card/token, or taken from one of the cards. For example, if you have the following links cards:

  • MVC primary card token: 123456789 (holds the main account balance)

  • Sub-card token:  123456897 (is topped up when required from available funds in the primary card)

 You can set up the fee to be deducted from the primary card

10.0.3 Customised Fees

If you want any customised fees, you will need to specify how you want the recurring fee to apply:

  • What triggers the fee

  • Fee start date

  • Fee end date

  • Fee period

  • How to calculate the day of the month to charge on

  • How does the fee stop?

  • Does the fee continue after card expiry?

Any development work required to implement any non-standard fee requirements may be chargeable. For details, check with your account manager.