Appendix A — Common Codes

This section describes codes commonly used in the Thredd Protect system.

For a full list of all codes, see the Smart Client Guide.

Message type (MTID)

Status	Description
00	Debits (goods and services)
01	Debits (for ATM withdrawals or for cash disbursements)
02	Adjustment credits
09	Debits (goods with cash back)
11	Visa quasi-cash (POS) transactions
12	Cash disbursement
16	Payment Out
17	Debits (for cash advance)
18	Unique Transaction (requiers unique MCC)
19	Adjustment debits (goods and services with cash back)
20	Credits for refund
21	Credits (for deposit
22	Credits - Card load
23	Credits - Card unload
28	Credits (for Payment Transaction)
59	Blocked Amount Posting
90	PIN Unblock Transactions
30	Balance Enquiry
92	PIN Change Transactions

Status	Description
00	All good (Transaction was accepted)
01	Txn declined
03	Invalid merchant
04	Capture card
05	Do not honour
06	Unspecified Error
08	Honour with identification
10	Partial Approval
12	Invalid transaction
13	Invalid amount
14	Invalid card number (no such number)
15	Unable to route at IEM
17	Customer Cancellation
30	Format error
32	Completed Partially
33	Restricted card
37	Card acceptor call acquirer security
38	Allowable PIN tries exceeded
41	Lost card (Capture)
43	Stolen card (Capture)
51	Insufficient funds
54	Expired card
55	Incorrect PIN
57	Transaction not permitted to cardholder
61	Exceeds withdrawal amount limit
62	Restricted card
63	Security violation
64	Original amount incorrect
65	Exceeds withdrawal frequency limit
66	Card acceptor call acquirer’s
67	Card to be picked up at ATM
68	Response to contact issuer
71	PIN not changed
75	Allowable number of PIN tries exceeded
76	Wrong PIN, allowable number of PIN tried exceeded
77	Issuer does not participate in the service
78	Unacceptable PIN- Transaction declined
80	Network error
81	Foreign network failure
82	Timeout at IEM
83	Card destroyed
85	Pin Unblock request
85	PIN validation not possible
87	Purchase Amount Only. No Cash Back Amount
88	Cryptographic failure
89	Authentication failure
91	Issuer or switch is inoperative
92	Unable to route at AEM
94	Duplicate Transmission
95	Reconcile error
96	System malfunction
98	Refund given to Customer
99	Card Voided
N7	Incorrect CVV (VISA Only)
P5	PIN Change/Unblock request declined
P6	Unsafe PIN

Status	Description
00	Unknown
01	Manual entry
02	Magstripe
03	Barcode reader
04	Optical Character Reader (OCR)
05	Chip Transaction
06	Chip PayPass Mapping Service application
07	Contactless
80	Magstripe
81	Ecommerce
90	Magstripe
91	Contactless magnetic stripe
92	Contactless input
95	Visa only

These can have subfields:

0 = Unspecified or unknown

1 = Terminal has PIN entry capability

2 = Terminal does not have PIN entry capability

8 = Terminal has PIN entry capability but PIN pad is not currently operative

050(0) = PAN auto-entry via integrated circuit card (ICC)- Unspecified or unknown
051(0) = PAN auto-entry via integrated circuit card (ICC) - Terminal has PIN entry capability
052(0) = PAN auto-entry via integrated circuit card (ICC)-Terminal does not have PIN entry capability

Status	Description
05	Do not honour
14	Invalid Card Number
41	Lost card
43	Stolen card
54	Expired card
62	Restricted card
63	Security Violation
70	Cardholder to contact issuer
83	Card Destroyed
99	Card Voided