Appendix B: Unique Identification Definitions
The following table describes examples of accountBranch, counterPartyId, accountBranchId and counterpartyBranchId for different geographies and payment rails.
|
Country/Region |
Payment Rail |
accountID |
counterpartyId |
accountBranchId and counterpartyBranchId |
|---|---|---|---|---|
|
EU |
SEPA |
Full IBAN |
Full IBAN |
BIC11 (Business Identifier Codes) or Swift code (used to identify branch of institution). |
|
UK |
- |
Sort code and account ID. |
Sort code and account ID. |
Sort code. |
|
US |
- |
Routing number and bank account number. |
Routing number and bank account number. |
US Routing Number (ABA routing number). |
|
Singapore |
- |
Bank, branch code, and bank account number. |
Bank, branch code, and bank account number. |
Singapore Bank & Branch Code. |
|
Peru |
- |
20-digit Codigo Cuenta Interbancario (CCI) number 5. |
20-digit Codigo Cuenta Interbancario (CCI) number 5. |
First 8 digits of the Codigo Cuenta Interbancario (CCI). |
|
Mexico |
- |
18-digit Clave Bancaria Estandarizada (CLABE) number 4. |
18-digit Clave Bancaria Estandarizada (CLABE) number 4. |
First 6 digits of the Clave Bancaria Estandarizada (CLABE). |
|
Colombia |
- |
BIC8/11 and bank account number. |
BIC8/11 and bank account number. |
BIC11 (if available, otherwise BIC8), also known as SWIFT code. |
|
Australia |
- |
Bank State Branch (BSB) and bank account number. |
Bank State Branch (BSB) and bank account number. |
Bank State Branch (BSB) code. |
|
Argentina |
- |
22-digit Clave Bancaria Uniforme (CBU) number 1. |
22-digit Clave Bancaria Uniforme (CBU) number 1. |
First 7 digits of the Clave Bancaria Uniforme (CBU). |
For Alternative Payment Methods (APMs), the counterpartyId field can sometimes be populated with the email or phone number identifiers.