Appendix B: Card Status Codes

This topic provides details about card status codes.

Status Code

Description

Who can set?

Functions permitted for the card

Functions blocked for the card

Example of use

Reversible

00

All Good

PM

All

None

Normal operation

YES

04

Capture Card

PM

 

Auths

Stolen or fraudulent use

YES

05

Do not honour

PM

Balance Adjustment

Auths

Generally, set by issuer request

YES

41

Lost card

PM

 

Auths, Activation

Card was lost but not stolen

YES

43

Stolen card

PM

 

Auths, Activation

Card was stolen

NO

46

Closed account

PM

 

Auths, Activation

PM closes the account

YES

54

Expired card

Thredd Only

 

Auths, Activation

Expiry date has passed

YES

57

Transaction not permitted to cardholder

PM

 

Auths

POS and/or ATM can be prohibited in system settings

YES

59

Suspected fraud

PM

 

Auths, Activation

Suspected fraudulent use

YES

62

Restricted card

PM

Balance Adjustment

Load, Auths, Activation

Can be restricted due to rules from the PM or Issuer

YES

63

Security Violation

PM, Issuers

None

Load, Balance Adjustment, Auths

AML, KYC issue for the cardholder

YES

70

Cardholder to contact issuer

Issuer

Load, Balance Adjustment

Auths

Set by the issuer for compliance reasons

YES

83

Card Destroyed

Issuer, PM

NONE 1

Auths, Activation, Load, Balance Adjustment

Set by PM

NO

98

Refund given to Customer

PM

 

All (check if it can be loaded)

Gift cards

YES

99

Card Voided

PM

 

Auths

Account is fine but card voided

YES

G1

Short-term debit block

PM

Credits

Auths (except credits)2

PM chooses this card status

YES

G2

Short-term full block

PM

 

Auths2

PM chooses this card status

YES

G3

Long-term debit block

PM

Credits

Auths (except credits)3

PM chooses this card status

YES

G4

Long-term full block

PM

 

Auths3

PM chooses this card status

YES

G5

Thredd Protect short-term debit block

Thredd Only

Credits

Auths (except credits)2

Thredd Protect sets this status based on various criteria

YES

G6

Thredd Protect short-term full block

Thredd Only

 

Auths2

Thredd Protect sets this status based on various criteria

YES

G7

Thredd Protect long-term debit block

Thredd Only

Credits

Auths (except credits)3

Thredd Protect sets this status based on various criteria

YES

G8

Thredd Protect long-term full block

Thredd Only

 

Auths3

Thredd Protect sets this status based on various criteria

YES

G9

Interactive Voice Response (IVR) Lost/Stolen Block (like 41 Lost)

IVR

 

Auths, Activation

Cardholder phoned the IVR automated phone line to block their card

YES

 

  1. For card status 83 - Card Destroyed; presentments and refunds, because they are part of the financial record, will continue to process on cards with this status.

  2. Merchants told to retry

  3. Merchants told not to retry