Glossary

This page provides a list of glossary terms used in this guide.

  • Amazon Pinpoint is a fully managed messaging service which enables you to send notifications directly to your customers.
  • Card Verification Value. A 3-digit number which provides added security.
  • The Card Verification Value (CVV) on a credit card or debit card is a 3 digit number on VISA, MasterCard and Discover branded credit and debit cards. Cardholder's are typically required to enter the CVV during any online or cardholder not present transactions. CVV numbers are also known as CSC numbers (Card Security Code), as well as CVV2 numbers, which are the same as CVV numbers, except that they have been generated by a 2nd generation process that makes them harder to guess.
  • The External Host Interface (EHI) is a Thredd system that enables Thredd customers to receive and respond to real-time transaction data as well as financial messages.
  • The card’s 16-digit primary account number (PAN) that is typically embossed on a physical card.
  • Payment Card Industry. This body sets standards and security requirements for organisations that process debit and credit card transactions.
  • The 4 to 12 digit value known only to the cardholder, which they may enter at POS or ATM to authenticate themselves.
  • Smart Client is Thredd's legacy desktop application for managing your account on the Thredd Platform.
  • SMS (Short Message Service) is a text messaging service component of most telephone, internet, and mobile device systems. It uses standardised communication protocols that let mobile devices exchange short text messages.
  • Thredd Portal is Thredd's new web application for managing your cards and transactions on the Thredd Platform
  • Thredd’s SOAP-based Application Program Interface (API) which enables integration of your systems with Thredd.
  • Checks to confirm the card is valid, such as CHIP cryptograms, mag-stripe data (if available) and expiry date
  • Visa Dispute Resolution Online system, provided by Visa for managing transaction disputes.