2.10 Approved Agency Banking Transaction
This element is only relevant if you are using the Agency Banking service.
Note: This sub-element is not applicable to the Discover Global Network.
The ApprovedAgencyBanking primary element is used to describe the following accepted activity:
-
BACS or Faster Payment Receipt and reversal
-
Outbound Faster Payment or Direct Debit Payment and reversal
-
Transfers between card holder’s own accounts and reversals
-
Inter-program payments between the Programme Manager’s customers and reversals
You can use the CashType element to uniquely identify the record and distinguish it from all other CardEvent records.
|
Child Element |
Description |
Data Type |
Required |
Constraints / Permitted Values |
|---|---|---|---|---|
|
CashType |
Cash type, indicates type of receipt, payment or cash transfer. |
xs:string |
Yes |
Valid values are: • RCP (Receipt) • RCPREV (Reversal) • PAY (Payment) • PAYREV (Reversal) • TFR (Transfer) • P2P (Peer-to-Peer) • P2PREV (Peer-to-Peer reversal) |
|
BankingId |
Unique identifier for this ApprovedAgencyBanking record. |
xs:unsignedLong |
Yes |
0 to 2^64 |
|
File |
Provides details of the file within which notification of the receipt was received, or the name of the file in which the outbound payment was submitted for settlement. |
<File> |
No |
See the File sub-element |
|
SettlementDate |
The settlement date for the transaction. |
<SettlementDate> |
Yes |
See the SettlementDate sub-element |
|
Card |
Provides details of the card used in the transaction. |
<Card> |
Yes |
See the Card sub-element |
|
AgencyAccount |
Provides details of the cardholder account and Agency Bank account details. |
<AgencyAccount> |
Yes |
See the AgencyAccount sub-element |
|
External |
Provides details of the external bank account on the opposite end of the transaction (source of a receipt or destination of a payment). |
<External> |
Yes |
See the External sub-element |
|
CashCode |
Provides details of the cash transaction. |
<CashCode> |
Yes |
See the CashCode sub-element |
|
Desc |
The reference quoted on the receipt or payment. This field may be empty. |
<Desc> |
Yes |
See the Desc sub-element |
|
CashAmt |
The amount of the receipt or payment before deduction of any applicable bank charges. |
<RateAmount> |
Yes |
See the CashAmt sub-element |
|
Fee |
The fee applied to the cash receipt or payment. |
<Fee> |
Yes |
See the Fee sub-element |
|
BillAmt |
The amount posted to the cardholder account. |
<RateAmount> |
Yes |
See the BillAmt sub-element |
|
OrigTxnAmt |
Original transaction amount. The value of the original transaction requested by the cardholder. This is used in the case of the transaction being a reversal. |
<PartialAmount> |
If Applicable |
See the OrigTxnAmt sub-element |
Example
<ApprovedAgencyBanking>
<CashType>RCP</CashType>
<BankingId>13962099212</BankingId>
<SettlementDate>20240213</SettlementDate>
<Card PAN="1132466669224123" MaskedPAN="113246******4123" product="MCRD" programid="ONEUKA"
productid="4368" branchcode="" />
<AgencyAccount no="246666922" type="01" sortcode="040083" bankacc="02548356" name="Emilia Ionita" />
<External sortcode="401000" bankacc="94771656" name="COICEA M" />
<CashCode direction="credit" CashType="fpy" CashGroup="rcp" />
<Desc> </Desc>
<CashAmt value="60.00" currency="826" />
<Fee value="1.25" currency="826" direction="credit" />
<BillAmt value="60.00" currency="826" rate="0" />
</ApprovedAgencyBanking>