Fraud Type Codes

The details on this page are relevant to the Mastercard SAFEClosed SAFE (System to Avoid Fraud Effectively) is a Mastercard initiative requiring card issuers to report all cardholder fraud claims. The data sent to Mastarcard helpS identify and track fraudulent activity. See: https://globalrisk.mastercard.com/online_resource/system-to-avoid-fraud-effectively-safe-compliance-program/ Reporting programme, and are for information use only. For further details of fraud type codes, refer to the Mastercard SAFE Products User Guide.

File-based SAFE reporting via web services is currently not available. You should raise your SAFE reports using Smart ClientClosed Smart Client is Thredd's user interface for managing your account on the Thredd Platform. You install Smart Client as a desktop application which requires a secure connection to Thredd systems in order to access your account.. See PRN-39.

Fraud Type Codes

The table below contains acceptable values for reporting a fraud type.

Code

Description

00

Lost Fraud. A fraudulent transaction that occurs with the use of a lost credit or debit card.

01

Stolen Fraud. A fraudulent transaction that occurs with the use of a stolen credit or debit card.

02

Never Received Issue. The interception and use of a credit or debit card before receipt by the of the cardholder.

03

Fraudulent Application. A fraudulent transaction that occurs with the use.

04

Counterfeit Card Fraud. The use of altered or illegally reproduced credit or debit card including the replication or alteration of the magnetic stripe or embossing.

05

Account Takeover Fraud. An existing credit or debit account is used without the actual, implied, or apparent authority of the cardholder.

06

Card Not Present Fraud. A fraudulent transaction that occurs with the use of credit or debit account information in a card not present transaction.

07

Multiple Imprint Fraud. A fraudulent transaction that occurs with a credit or debit card where the merchant, having completed a legitimate face-to-face transaction, deposits one or more additional transactions without the actual, implied, or apparent authority of the cardholder.

51

Bust-out Collusive Merchant. A collusive cardholder engaging in transactions with a collusive merchant as defined in the Cardholder-Merchant Collusion Program.

Sub-fraud Type Codes

The table below contains acceptable values for reporting a sub-fraud type.

Code

Description

K

Convenience or Balance Transfer check transaction

N

PIN not used in transaction

P

PIN used in transaction

U

Unknown