Update Cardholder Details (V1)

<WSID>

N

1

19

Web service ID. Must be unique for every request. For details, see the FAQs.

Mandatory

<IssCode>

AN

1

4

Thredd Issuer (Program Manager) Code. Assigned by Thredd.

Mandatory

<TxnCode>

AN

1

2

The Transaction Code. See Transaction Codes. Default value is 13.

Mandatory

<ClientCode>

AN

1

64

User ID of the customer using the service. Only applicable to systems using member logins. Returned in the response if present in the request.

Note: Legacy field. Not used.

Optional

<AuthType>

AN

1

1

Parameter to specify how the card is authenticated. See Authentication Methods.

Mandatory

<PAN>

AN

14

19

Card Number. Unique card identifier.

Conditional

<Track2>

AN

1

40

The card’s Track 2. Mandatory in request if <PAN> and <PublicToken> are not present or when <AuthType> is ‘7’.

Conditional

<PublicToken>

AN

1

9

The card’s public token, Mandatory in request if <PAN> and <Track2> are not present. Mandatory in the response.

Conditional

<DOB>

YYYY-MM-

DD

10

10

Date of Birth. Mandatory if value of <AuthType> is ‘2’ or ‘6’.

Conditional

<CVV>

AN

3

3

Card Verification Value The Card Verification Value (CVV) on a credit card or debit card is a 3 digit number on VISA, MasterCard and Discover branded credit and debit cards. Cardholder's are typically required to enter the CVV during any online or cardholder not present transactions. CVV numbers are also known as CSC numbers (Card Security Code), as well as CVV2 numbers, which are the same as CVV numbers, except that they have been generated by a 2nd generation process that makes them harder to guess., the 3-digit code printed on the back of the card. Mandatory if the value of <AuthType> is ‘3’.

Conditional

<accCode>

AN

0

6

Access code or passcode. If provided, must be 6 digits, leading zeroes are acceptable. Leave empty if not required. Mandatory if the value of <AuthType> is ‘4’.

Conditional

<newAccCode>

AN

0

6

The new access code for the card.

This can be updated by the primary card and by additional cards that share the same customer record. If provided, must be 6 digits, leading zeroes are acceptable. Leave empty if not required.

Optional

<crdProduct>

AN

4

4

Card product associated with the card. Legacy field. Will always be blank.

Optional

<lastName>

AN

1

20

Cardholder's last name for authenticating the cardholder if the value of <AuthType> is ‘6’.

C

<Title>

AN

1

4

Cardholder’s title. This can be updated by the primary card and by additional cards that share the same customer record.

Optional

<firstName>

AN

1

20

Cardholder's first name. Also used as the card purchaser's first name if no delivery address is supplied. Mandatory if <lastName> is present

and the value of <AuthType> is not ‘6’.

Conditional

<addr1>

AN

1

50

Cardholder's address line 1. Also used as the card purchaser's address line 1 if no delivery address is supplied. Mandatory if ‘Address’ fields are specified.

Conditional

<addr2>

AN

1

50

Cardholder's address line 2. Also used as the card purchaser's address line 2 if no delivery address is supplied.

Optional

<addr3>

AN

1

50

Cardholder's address line 3. Also used as the card purchaser's address line 3 if no delivery address is supplied.

Optional

<city>

AN

1

50

Cardholder's home city. Also used as the card purchaser's city if no delivery address is supplied. Mandatory if <addrL1> is present, and <postcode> is not present.

Conditional

<postcode>

AN

1

10

Cardholder's home postcode. Also used as the card purchaser's postcode if no postcode is supplied. Mandatory if <addrL1> is present, and <city> is not present. See Postcode Permitted Characters.

Conditional

<country>

AN

1

3

Cardholder’s country of residence. This is represented as a 3 digit ISO country code (e.g. 826 for UK). Mandatory if <addrL1> is present.

Conditional

<tel>

AN

1

20

Telephone number. See Processing of Phone Numbers.

Optional

<Workaddr1>

AN

1

35

Work address line 1. Mandatory if work address fields are being specified. If set to <space>, then clears all work address fields.

Conditional

<Workaddr2>

AN

1

35

Work address line 2.

Optional

<Workaddr3>

AN

1

35

Work address line 3.

Optional

<Workcity>

AN

1

15

Work city. Mandatory if <workAddrL1> is present, and <workPostcode> is not present.

Conditional

<Workpostcode>

AN

1

10

Work postcode. Mandatory if <addrL1> is present, and <workCity> is not present. See Postcode Permitted Characters.

Conditional

<Workcounty>

AN

1

20

Work county.

Optional

<Workcountry>

AN

1

3

Work country of residence. This is represented as a 3 digit ISO country code (e.g. 826 for UK). Mandatory if <workAddrL1> is present.

Conditional

<Worktel>

AN

1

20

Work telephone number. See Processing of Phone Numbers.

Optional

<pobox>

AN

1

8

Post office box number.

Optional

<email>

AN

1

64

Email address of the cardholder.

Optional

<fax>

AN

1

20

Fax number.

Optional

<mobTel>

AN

1

25

Cardholder’s mobile phone number (including dialing code if applicable). See Processing of Telephone Numbers.

Optional

<maritalStatus>

AN

1

1

Marital status: S= single; M= married; D = divorced; W = widowed; space = not specified.

Optional

<sex>

AN

1

1

Gender: M = male; F= female; space= Not specified.

Optional

<embossName>

AN

1

27

Name embossed on the card. Note that actual embossed name does not change until the card is re-issued. This can be updated by the primary card and by additional cards that share the same customer record.

Optional

<refuseCheck>

AN

1

1

Whether cheques should be refused.

0 = No; 1= Yes. For customer use only. Thredd ignore this field.

Optional

<mailShots>

AN

1

1

Whether the cardholder accepts mailshots or member contact. 0 = No; 1 = Yes

For customer use only. Thredd ignore this field.

Optional

<discret>

AN

1

25

Discretionary data, for information only.

Optional

<userdata>

AN

1

30

Cardholder information stored at card level, free text field.

Optional

<userdata1>

AN

1

12

Cardholder information stored at member level, free text field.

Optional

<userdata2>

AN

1

12

Cardholder information stored at member level, free text field.

Optional

<userdata3>

AN

1

12

Cardholder information stored at member level, free text field.

Optional

<userdata4>

AN

1

32

Cardholder information stored at member level, free text field.

Optional

<pin>

AN

1

1

Indicates whether the card should have a PIN: 0 = No; 1 = Yes.

This can be updated by the primary card and by additional cards that share the same member record.

Note: Updating this value to reflect that the card has a PIN does not trigger a PIN-generation request. The update must be initiated by another means. An update from 0 to 1 means that a PIN may be requested.

Optional

<imageID>

AN

1

16

ID of the card manufacturer image to be printed on the card. This can be updated by the primary card and by additional cards that share the same member record.

Optional

<brncode>

AN

8

8

Branch code (or Agent code) with which the card is associated. This can be updated by the primary card and by additional cards that share the same member record.

Optional

<renew>

AN

1

1

Indicates whether the card should be renewed on expiry: 0 = No, 1= Yes.

Note: The value is stored,but currently not used. Future feature.

Optional

<dlvMethod>

AN

1

1

The delivery method for the card. Options include:

0 = Standard delivery;

1 = Registered mail;

2 = Direct delivery;

3 = Customized DelvMethod 1;

4 = Customized DelvMethod 2;

5 = Customized DelvMethod 3;

6= Customized DelvMethod 4;

7 = Customized DelvMethod 5;

Default value is 0

Optional

<denyMCC>

AN

1

192

List of MCC’s (merchant category codes) that should be denied for the card. MCC’s can be comma-separated, specified as a range, or combinations of both (e.g. 4546,5462,5667-5673,5957). These restrictions are in addition to MCC restrictions defined at the card product level.

Note: For legacy use only.

Optional

<denySvc>

AN

1

64

Optional

<accType>

AN

2

2

Type of card account. See Account Types.

Optional

<memo>

AN

1

4096

Add a memo to the customer details that will be visible to CSR’s on the GUI application.

Optional

<memoScope>

N

1

3

Scope of visibility for the memo.

0 – full visibility (any user logged in to the GUI application is able to view this memo).

To set more restrictive scopes, the Member and Thredd must agree the value for each level before using it here.

Default value as 0.

Mandatory

<memoUser>

AN

1

15

The user that created the memo.

Optional

<itemSrc>

N

1

5

Source field to define alternate fees. Legacy field for information purposes only; see Item Source Types. Suggest using 0.

Mandatory

<dlvTitle>

AN

4

16

Delivery address title.

Optional

<dlvfirstName>

AN

1

20

Delivery first name. Mandatory if <dlvLastName> is present.

Conditional

<dlvlastName>

AN

1

20

Delivery last name.

Mandatory if delivery name fields are being specified.

Conditional

<dlvaddr1>

AN

1

50

Delivery address line 1.

Mandatory if delivery address fields are being specified.

Conditional

<dlvaddr2>

AN

1

50

Delivery address line 2.

Optional

<dlvaddr3>

AN

1

50

Delivery address line 3.

Optional

<dlvcity>

AN

1

50

Delivery city. Mandatory if <dlvAddrL1> is present, and <dlvPostcode> is not present.

Conditional

<dlvpostcode>

AN

1

10

Delivery postcode. Mandatory if <dlvAddrL1> is present, and <dlvCity> is not present. See Postcode Permitted Characters.

Conditional

<dlvcounty>

AN

1

20

Delivery county.

Optional

<dlvcountry>

AN

1

3

Card purchaser's /delivery address country 3-digit ISO country code (e.g., 826 for UK). Mandatory if <dlvAddrL1> is present.

Conditional

<dlvtel>

AN

1

20

Delivery telephone number.

Optional

<dlvEffDate>

YYYY-MM-DD

10

10

Date at which delivery name and/or address becomes effective. If not specified, the current date is used as the effective date.

Optional

<dlvDaysValid>

N

1

3

No longer used. Set to 0.

Mandatory

<crdprogram>

AN

1

6

Pre-defined program reference code associated with the card. This can be updated by the primary card and by additional cards that share the same customer record.

Optional

<crddesign>

AN

1

50

The card manufacturer's card design reference. Also known as PRODUCT_REF in the XML file sent to the card manufacturer.

Optional

<sysDate>

YYYY-MM-DD

10

10

The system processing date.

Omit

<actionCode>

AN

3

3

The action code for the response. See Action Codes.

Omit

<feeTier>

AN

1

3

The fee tier based on which fees are charged for the card.

Optional

<isoLang>

AN

2

2

The language code in ISO 639-1 format. The language is used for card mailers, and also used if bespoke SMS templates are set up.

Optional

<fundcrdPAN>

AN

13

19

PAN of source-of-funds card.

Reserved for future use. DO NOT USE

Optional

<fundCrdEffDate>

YYYY-MM-DD

10

10

Start Date of source-of-funds card.

Reserved for future use. DO NOT USE

Optional

<fundCrdExpDate>

YYYY-MM-DD

10

10

Expiry Date of source-of-funds card.

Reserved for future use. DO NOT USE

Optional

<fundCrdType>

AN

1

15

Type of card used as source of funds:

MC = MasterCard

VISA = Visa

DELTA =Visa Debit/Delta

SWITCH = UK Maestro

MASTRO = International Maestro

SOLO = Solo

AMEX = American Express

Reserved for future use. DO NOT USE

Optional

<fundCrdIssNum>

N

1

2

Issuer number of source of card funds.

Reserved for future use. Set to 0.

Mandatory

<fundCrdCVC>

N

3

4

Card verification code of source of card funds.

Reserved for future use. Set to 0.

Mandatory

<SmsBalance>

N

1

1

Whether to send an SMS regarding the details of transaction amount and available balance to the customer after each card use. 0 or False = Do not send; 1 or True = Send; 2 = Do not change current value.

Mandatory

<CustAccount>

AN

1

25

Client reference for the card.

Optional

< VanityName>

AN

1

32

Enables you to add an additional alternative form of title to the card, e.g. “Company Director”. Can appear on Embossed Line 4, or Thermal Line 1 and Thermal Line 2, if configured in Smart Client, and be recorded in the card purchaser details.

Optional

< CarrierType>

AN

1

30

The Carrier Product design reference as used by the Card Manufacturer. This is the letter onto which the card is attached when sent to the cardholder. Identifies the Carrier Product type of the Card Manufacturer.

Optional

<svcSrc>

N

1

2

RESERVED FOR FUTURE USE
Source of the service. Please use the value 4 (has no effect)

Mandatory

<svcType>

N

1

3

RESERVED FOR FUTURE USE
The service type. Please use the value 1 (has no effect)

Mandatory