Mobile Payments and Tokenisation
This page lists Mobile Payments and Tokenisation products and services information for the Thredd Apex Platform.
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Tokenisation (Digital Wallet)
Tokenisation is a security technology which replaces the sensitive 16-digit permanent account number (PAN) that is typically embossed on a physical card with a unique payment token (a digital PAN or DPAN) that can be used in payments and prevents the need to expose or store actual card details.
Push Provisioning
Push provisioning (also referred to as in-app authentication) is a process where the Program Manager (i.e., your systems) pre-authenticates the cardholder before the first token provisioning message is sent to the token service provider (Visa/Mastercard).
Support for Financial PANs and Device PANs
Support for Financial PANs and Device PANs
The 16-digit primary account number (PAN) that is typically printed or embossed on a card is often referred to as the Financial PAN or FPAN.