Introduction to Card Payments (Abridged version)
Version 1.3
10 July 2025
Publication number: ICP-1.3-7/10/2025
This guide provides an overview of card payments and highlights information you’ll need to know when implementing your own card programme through Thredd. We’ll cover basic concepts about the payments industry, the payment processing life cycle and describe how Thredd can support you.
For access to additional content not available on the abridged version, please email docs@thredd.com.
Select the links below to go to the relevant sections in the guide:
Overview
Section 1: Overview of Card Payment Networks
Describes the Thredd Model for Card Payments, the role of Thredd in the Payments Ecosystem and the regulation of Card Network Participants.
Abridged version
Technology
Section 2: The Technology behind Card Payments
Describes how card payments have changed over the years and what kind of payment instruments there are.
Abridged version
Processing
Section 3: Introduction to Processing Card Payments
Describes the way card payments are processed over the card scheme’s network.
Abridged version
Implementation
Section 4: Implementing a Card Programme
Describes the considerations to be taken when implementing a card programme and where you can find more information.
Card Configuration
Section 5: Configuring your Card Products
Describes the available options when setting up a card programme with Thredd.
Card Management
Section 6: Managing your Card Programme
Describes the available options when managing cards and servicing customers.