Section 2: The Technology Behind Card Payments

This section provides a brief history of the development of card payments and describes the main types of payment instruments available.

History of Card Payments

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How have card payments changed over the years?

Imprinter Machines

Swipe Technology

Chip and PIN Technology (EMV)

E-Commerce

Contactless Technology

Mobile Payments and Tokenisation

Wearable Payment Devices

Strong Customer Authentication (SCA)

One-Time Password (OTP)

Knowledge Based Authentication (KBA)

Biometric Authentication

Future Technologies

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What card payments technologies will there be in the future?

Deep Learning and AI

Blockchain

Internet of Things (IoT)

Instruments

Card Payment Instruments

What kind of card payment instruments are there?

Prepaid and Debit Cards

Gift Cards

Credit Cards

Multi-currency Cards

Virtual Cards